Maryland Paycheck Calculator
Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Maryland taxes
Updated for 2024 tax year on Jul 06, 2024
Calculate your paycheck in these states
How to calculate your Maryland paycheck
Table of Contents
Overview of Maryland
Maryland has a population of over 6 million (2019). It is a significant historic trading port and the birthplace of the national anthem.
Brief summary:
- the income tax rate ranges from 2% to 5.75%
- there is local income tax for each county
- no state-level payroll tax
- has state-level deductions and exemptions
Understanding your Maryland paycheck
Understanding your Maryland paycheck is an essential part of managing your personal finances. Your paycheck consists of various components, including income taxes, payroll taxes, deductions and exemptions. As a Maryland resident, you’ll also need to account for additional state-specific factors to understand your take-home pay clearly.
When you begin a job or experience a significant life change, you must complete a W-4 form. This form helps your employer determine the correct amount of federal income tax to withhold from your paycheck. It’s important to update your W-4 to avoid underpaying or overpaying your taxes. Additionally, your pay frequency (weekly, biweekly, or monthly) may impact your net pay, as tax withholdings and deductions vary each pay period.
Your marital status plays a crucial role in determining your tax bracket and withholding rates. Married individuals generally have lower tax rates than single filers. Pre-tax deductions can also help reduce your taxable income. Taking advantage of these deductions such as retirement fund contributions to lower your overall tax liability and increase your take-home pay.
Maryland imposes a state income tax (2% to 5.75%) on its residents,. In addition, each county in Maryland levies a local income tax. These local tax rates vary by county and are added to your state tax rate.
Unlike some states, Maryland does not offer a standard deduction. However, you can claim personal exemptions to reduce your tax liability.
Finally, your paycheck may include post-tax deductions, which are taken out after your taxes have been withheld. These deductions can consist of contributions to Roth retirement accounts, life insurance premiums, and voluntary charitable donations.
Calculate your Maryland paycheck
Calculating your Maryland state income tax is similar to the steps we listed on our main paycheck calculator page:
- Determine your gross income
- Annual salary
Annual salary = Gross income - Hourly wage
Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
- Annual salary
- Work out your total federal income tax
- Gross income adjusted
Gross income − Pre-tax deductions = Gross income adjusted - Federal taxable income
Gross income adjusted − Federal standard/itemized deductions = Federal taxable income - Federal income tax liability
Federal taxable income × Federal income tax rate = Federal income tax liability - Federal payroll tax liability
Gross income × Federal payroll tax rate = Federal payroll tax liability
- Gross income adjusted
- Calculate your total Maryland state income tax
- Maryland state taxable income
Gross income adjusted − (Maryland state standard/itemized deductions + Maryland state exemptions) = Maryland state taxable income - Maryland state income tax liability
Maryland state taxable income × Maryland state income tax rate = Maryland state income tax liability
- Maryland state taxable income
- Derive your Maryland local income tax liability
(Gross income adjusted or Maryland state taxable income) × Maryland local income tax rate = Maryland local income tax liability - Figure out your net pay
You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay - Divide your net pay by your pay frequency
- Daily
Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck - Weekly
Your net pay / 52 = Your weekly paycheck - Bi-weekly
Your net pay / 26 = Your bi-weekly paycheck - Semi-monthly
Your net pay / 24 = Your semi-monthly paycheck - Monthly
Your net pay / 12 = Your monthly paycheck - Quarterly
Your net pay / 4 = Your quarterly paycheck - Semi-annual
Your net pay / 2 = Your semi-annual paycheck - Annual
Your net pay = Your annual paycheck
- Daily
State income tax brackets
| Tax year | Filing status | Taxable income | Rate |
|---|---|---|---|
| 2024 2023 2022 2021 2020 |
Single Married, Filing Separately |
$0 – $1,000 | 2.00% |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $100,000 | 4.75% | ||
| $100,000 – $125,000 | 5.00% | ||
| $125,000 – $150,000 | 5.25% | ||
| $150,000 – $250,000 | 5.50% | ||
| $250,000+ | 5.75% | ||
| Married, Filing Jointly or Widow(er) Head of Household |
$0 – $38,770 | 2.00% | |
| $1,000 – $2,000 | 3% | ||
| $2,000 – $3,000 | 4.00% | ||
| $3,000 – $150,000 | 4.75% | ||
| $150,000 – $175,000 | 5.00% | ||
| $175,000 – $225,000 | 5.25% | ||
| $225,000 – $300,000 | 5.50% | ||
| $300,000+ | 5.75% |
Local income tax
| Tax year | County | Rate |
|---|---|---|
| 2024 | Allegany | 3.03% |
| Anne Arundel | Single and Married, Filing Separately State taxable income $50,000 or less - 2.7% State taxable income $50,000 to $400,000 - 2.81% State taxable income over $400,000 - 3.2% Married, Filing Jointly or Widow(er) and Head of Household State taxable income $75,000 or less - 2.7% State taxable income $75,000 to $480,000 - 2.81% State taxable income over $480,000 - 3.2% |
|
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 2.75% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | Single and Married, Filing Separately If net taxable income is $25,000 or less - 2.25% If net taxable income is between $25,000 to $50,000 - 2.75% If net taxable income is between $50,000 to $150,000 - 2.96% If net taxable income is over $150,000 - 3.2% Married, Filing Jointly or Widow(er) and Head of Household If net taxable income is $25,000 or less - 2.25% If net taxable income is between $25,000 to $100,000 - 2.75% If net taxable income is between $100,000 to $250,000 - 2.96% If net taxable income is over $250,000 - 3.2% |
|
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.95% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2023 | Allegany | 3.03% |
| Anne Arundel | State taxable income $50,000 or less - 2.7% State taxable income over $50,000 - 2.81% |
|
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 2.8% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | Single and Married, Filing Separately If net taxable income is $50,000 or less - 2.75% If net taxable income is over $50,000 - 2.96% Married, Filing Jointly or Widow(er) and Head of Household If net taxable income is $100,000 or less - 2.75% If net taxable income is over $100,000 - 2.96% |
|
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.95% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2022 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.1% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2021 | Allegany | 3.05% |
| Anne Arundel | 2.81% | |
| Baltimore City | 3.2% | |
| Baltimore County | 3.2% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 3.2% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 3.2% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3.17% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 3.2% | |
| Wicomico | 3.2% | |
| Worcester | 2.25% | |
| 2020 | Allegany | 3.05% |
| Anne Arundel | 2.5% | |
| Baltimore County | 3.2% | |
| Baltimore City | 2.83% | |
| Calvert | 3% | |
| Caroline | 3.2% | |
| Carroll | 3.03% | |
| Cecil | 3% | |
| Charles | 3.03% | |
| Dorchester | 2.62% | |
| Frederick | 2.96% | |
| Garrett | 2.65% | |
| Harford | 3.06% | |
| Howard | 3.2% | |
| Kent | 2.85% | |
| Montgomery | 3.2% | |
| Prince Georges | 3.2% | |
| Queen Anne’s | 3.2% | |
| Saint Mary’s | 3% | |
| Somerset | 3.2% | |
| Talbot | 2.4% | |
| Washington | 2.80% | |
| Wicomico | 3.2% | |
| Worcester | 1.75% |
State standard deduction
| Tax year | Filing status | Standard deduction amount |
|---|---|---|
| 2024 2023 |
Single Married, Filing Separately |
$2,550 |
| Married, Filing Jointly or Widow(er) Head of Household |
$5,150 | |
| 2022 | Single Married, Filing Separately |
$2,400 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,850 | |
| 2021 | Single Married, Filing Separately |
$2,350 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,700 | |
| 2020 | Single Married, Filing Separately |
$2,300 |
| Married, Filing Jointly or Widow(er) Head of Household |
$4,650 |
State exemptions
There are state-level exemptions for all types of filers and dependents. Refer to Tax Foundation for more details.
| Tax year | Filing status | Personal exemption amount |
|---|---|---|
| 2024 2023 2022 2021 2020 |
Single Married, Filing Separately Head of Household |
$3,200 |
| Married, Filing Jointly or Widow(er) | $6,400 | |
| Dependent(s) | $3,200 |
FAQs
How to calculate take home pay in Maryland?
Go through the following steps to get your take-home pay:
- Determine your gross income
- Work out your total federal income tax
- Calculate your total Maryland state income tax
- Derive your Maryland local income tax liability
- Gross income minus taxes, deductions and withholdings
- Divide your net pay by your pay frequency
How much will Maryland tax paychecks in 2024?
Maryland's 2024 state income tax ranges between 2% and 5.75%. Your paycheck also includes deductions for local income taxes, which vary by county and range from 2.25% to 3.2%.
How much is taken out of my paycheck in Maryland?
First of all, several types of taxes are deducted from your paycheck. They are federal income tax, state income tax, local income tax (county), Social Security and Medicare. Then there may be deductions and withholdings. The amount taken out is determined by your gross income and the benefits you choose.
What percentage of my paycheck goes to taxes in Maryland?
The taxes on your paycheck include
- federal income tax (10% to 37%)
- state income tax (2% to 5.75%)
- local income tax (2.25% to 3.2%)
- Social Security (6.2%)
- Medicare (1.45% to 2.35%)