Ohio Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & Ohio taxes

Updated for 2024 tax year on Jul 06, 2024

Calculate your paycheck in these states

How to calculate your Ohio paycheck

Overview of Ohio

Being one of the most populous US states, the Buckeye State has a population of over 11 million (2019). It has the third-largest manufacturing sector and second-largest automobile production in the United States.

Brief summary:

• the income tax rate ranges from 0% to 3.5%
• has local income tax in municipalities (cities, villages)
• has state-level exemptions

Understanding your Ohio paycheck

Every worker anticipates payday, but only some understand the deductions that come with it. Knowing how your paycheck works are crucial to ensure accurate deductions and tax contributions if you’re working inOhio.

Your paycheck begins with your gross earnings, from which several deductions are made. First, your employer withholds federal income taxes, determined by your income, filing status, and tax bracket. Next, your earnings are subject to Social Security (6.2%) and Medicare (1.45%). The FICA tax rate totals 7.65% of your income.

An additional 0.9% Medicare tax is for individuals earning over $200,000. If you’re self-employed, you must pay the employee and employer portions of FICA, totaling 15.3% of your income. You may claim a deduction for half of your self-employment tax during your income tax return.

Form W-4, the Employee’s Withholding Certificate, is vital to your paycheck. It determines your withholding allowances, directly affecting your federal income tax deductions. It’s crucial to update your W-4 when you experience significant life changes, like marriage or having a child. Additionally, pay frequency – weekly, bi-weekly, or monthly – can influence your take-home pay, as deductions are calculated based on the pay period.

Your marital status affects your tax bracket, impacting your federal income tax withholding. You can further reduce your taxable income with pre-tax deductions, such as 401k and HSA contributions.

Ohio’s income tax is progressive. Meaning the rate varies depending on your income level. There is no state payroll tax.

Ohio does not have a state standard deduction but offers personal exemptions. These exemptions help reduce your taxable income, lowering the state income tax you owe. Exemption amounts depend on your filing status and age, with additional exemptions available for taxpayers who are blind or have qualifying dependents.

Lastly, your paycheck may include post-tax deductions, such as wage garnishments, charitable donations, or after-tax contributions to retirement accounts. These deductions do not impact your taxable income, as they are taken out after taxes have been withheld.

Calculate your Ohio paycheck

Calculating your Ohio state income tax is similar to the steps we listed on our main paycheck calculator page:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
3. Calculate your total Ohio state income tax
   1. Ohio state taxable income
      Gross income adjusted − (Ohio state itemized deductions + Ohio state exemptions) = Ohio state taxable income
   2. Ohio state income tax liability
      Ohio state taxable income × Ohio state income tax rate = Ohio state income tax liability
4. Derive your Ohio local income tax liability
   (Gross income adjusted or Ohio state taxable income) × Ohio local income tax rate = Ohio local income tax liability
5. Figure out your net pay
   You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
6. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

State income tax brackets

Local income tax

Local income taxes in Ohio are generally referred to as “municipal income taxes,” and they are imposed by municipalities (cities, villages) rather than being a separate tax layer.

State exemptions

There are state-level exemptions for all types of filers and dependents. Refer to Tax Foundation for more details.

FAQs