South Dakota Paycheck Calculator

Calculate your take-home pay per paycheck for salary and hourly jobs after federal & South Dakota taxes

Updated for 2024 tax year on Jul 06, 2024

Calculate your paycheck in these states

How to calculate your South Dakota paycheck

Overview of South Dakota

South Dakota has a population of under 1 million (2019) and is home to Mount Rushmore and the Badland.

Brief summary:

• zero income tax rate
• no state-level payroll tax
• no standard deductions and exemptions

Understanding your South Dakota paycheck

When you receive your paycheck in South Dakota, it’s essential to understand the various deductions and taxes. This article will cover all the various components.

In South Dakota, as in every state, you are subjected to federal income taxes. There also is a federal payroll tax called FICA (Federal Insurance Contributions Act). Both employees and employers contribute to FICA, each paying 7.65% of the employee’s gross wages.

For employees earning over $200,000, an additional 0.9% Medicare surtax applies. Self-employed individuals are responsible for the entire FICA tax, totaling 15.3%.

The details on your Form W-4 determine the amount of the withholding. Your pay frequency also affects the size of your paycheck.

Next, your marital status plays a role in determining the amount of income tax withheld. Married individuals generally have lower tax rates than single filers. Additionally, contributions to retirement or health savings accounts can reduce your taxable income and the amount of taxes withheld from your paycheck. These contributions are known as pre-tax deductions.

South Dakota is one of the few states with no income tax. Furthermore, there are no state payroll taxes. Since there is no state income tax, there is no need for standard deduction or personal exemptions.

Lastly, post-tax deductions may be taken from your paycheck after taxes have been withheld. These deductions can include wage garnishments, child support payments, or after-tax contributions to retirement accounts.

Calculate your South Dakota paycheck

Calculating your South Dakota state income tax is different from the steps we listed on our main paycheck calculator page:

1. Determine your gross income
   • Annual salary
     Annual salary = Gross income
   • Hourly wage
     Hourly wage × Hours worked per day × Days worked per week × Weeks worked per year = Your weekly paycheck
2. Work out your total federal income tax
   1. Gross income adjusted
      Gross income − Pre-tax deductions = Gross income adjusted
   2. Federal taxable income
      Gross income adjusted − Federal standard/itemized deductions = Federal taxable income
   3. Federal income tax liability
      Federal taxable income × Federal income tax rate = Federal income tax liability
   4. Federal payroll tax liability
      Gross income × Federal payroll tax rate = Federal payroll tax liability
3. Figure out your net pay
   You need to account for any other deductions such as health insurance, 401(k) contribution, as well as additional withholdings.
   Gross income − (Total income tax liability + Total payroll tax liability + Total pre-tax deductions + Total post-tax deductions + Total withholdings) = Your net pay
4. Divide your net pay by your pay frequency
   
   • Daily
     Your net pay / Days worked per week / Weeks worked per year = Your daily paycheck
   • Weekly
     Your net pay / 52 = Your weekly paycheck
   • Bi-weekly
     Your net pay / 26 = Your bi-weekly paycheck
   • Semi-monthly
     Your net pay / 24 = Your semi-monthly paycheck
   • Monthly
     Your net pay / 12 = Your monthly paycheck
   • Quarterly
     Your net pay / 4 = Your quarterly paycheck
   • Semi-annual
     Your net pay / 2 = Your semi-annual paycheck
   • Annual
     Your net pay = Your annual paycheck

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